This Privacy Policy (“Privacy Policy”) is a supplement to and is hereby incorporated into the Terms of Use, as modified from time to time and located at www.vidverify.com . Video Verification Services, LLC (“Company”) respects your privacy. This Privacy Policy describes the types of information we collect from users (“you,”, “your,” or “user”) directly, how we use the information, with whom we share it, and the choices you can make about our use of the information. We also describe the measures we take to protect the security of the information and how you can contact us about our privacy practices. For clarity, this Privacy Policy does not govern the information that Company receives directly from third parties. Such third parties may include, without limitation, banks, mortgage companies, and lenders. The collection or disclosure of your information that we receive from banks, mortgage companies, lenders, or other third parties are subject to the terms and conditions of such party’s privacy policy and your written consent authorizing such third party providing Company your information, provided you have not opted-out of providing such information.

When you use Company Mortgage or Company Signature, you may be providing information about yourself directly to Company and not through another party. Company, like you, values privacy, so we want you to know how to protect your privacy when using Company products and services.

Generally, Company uses information that we get from your use of our services are to enable you to participate in and take advantage of the various programs and features presented by services, for our own internal analysis, and to make our programs and features more safe, useful, and interesting to you. We do not use any personally identifiable information that we collect from our website for any other purpose, nor do we share it or sell it with any affiliate or third party, except as necessary to process transactions or perform the functions of our website, or as specifically noted and with agencies, vendors, partners, or affiliates under contract with Company. We may use or share aggregate or macro data about the ways in which large groups or all of our customers use our products and services generally.

Personal or Identifiable Information We Collect

Company may obtain information about you from various sources. We may obtain information about, and directly from, you in our role as a processor of payment of electronic transactions. Because of our direct relationship with you, you may choose to provide personal information to us in connection with that relationship.

As a processor of payment of electronic transactions and provider of related services, we obtain personal information about you from financial institutions and other entities in connection with your payment of electronic transactions, subject to your written consent to such entity’s privacy policy. Subject to your written consent to the applicable company’s privacy policy, we may also obtain information about you from companies that use Company products or services, publicly available information systems, consumer reporting agencies, and commercial information services.

In addition, you may choose to submit information directly to us. You may do so, for example, using our website, in connection with a Company product or service, when you participate in an offer or promotion, or in connection with an actual or potential business or employment relationship with us.

The types of personal information we may obtain from you are:

• Contact information (such as name, postal or e-mail address, and phone or fax number)
• Business contact information (such as job title, department and name of organization)
• Username and password
• Payment information
• Financial information (such as financial account information and information that may be contained in a consumer report)
• PIN or access code
• Contact information for friends or other people you would like us to contact
• Content you provide
• Employment information
• Mobile device unique identifier
• Social Media identifier
• Geo-location data
• Other information (such as shopping behavior and preferences, language preference, age, date of birth, gender and family status)

Browsing and Digital Use Information That We Collect

When you visit the Company website, we may capture your internet provider’s domain name and your IP Address. Company does not typically associate this information with any individual. We may also capture the city and country from where the visit came, the paths taken as you move from page to page (your “click stream” activity), as well as some browser usage, settings and functionality and other information related to the device used to access the Company website.

Browsing and Digital Use Information we collect may be used to enhance Company’s website or other products or services in ways like these:

• Arrange the website or content in the most user-friendly way
• Customize your browsing or use experience
• Communicate special offers and featured items to you
• Respond to your questions or suggestions
• Enhance security by identifying suspicious patterns of use and other anomalies

While you may be able to browse the Company website without providing personal information, you may need to input certain personal information as indicated on specific pages or screens in order to take advantage of certain features, such as requesting updates on promotional offers or participating in special programs.

Company uses cookie technology as part of our website’s statistical reporting. A cookie is a small piece of information sent by a website that is saved on your hard disk by your computer’s browser. It holds information a site may need to personalize your experience, for security and authentication purposes, and/or to gather statistical data, such as which pages are visited, what is downloaded, the internet provider’s domain name and country of origin, and the addresses of sites visited immediately before, and after, coming to the Company website, as well as your “click stream” activity.

None of Company’s use of cookies, however, is associated with you as an individual and is measured anonymously and only in aggregate, unless you have selected to opt-in to participate in an email program or other feature or functionality available on the Company website or in a mobile application. Cookies do not capture your individual email address or any private information about you. If you prefer, you can configure your browser to reject all cookies, or to notify you when a cookie is set.

Company may use third party advertising and media companies to serve ads on our behalf across the internet and to help manage and optimize our internet communications. Through the use of cookies or web beacons, which may be inserted in various places within our website or mobile application(s), third party companies may collect anonymous information about your visits to the Company website and your interaction with our ads and content. For instance, they may keep track of how many of our ads you had seen before visiting our website. These third party companies may share such anonymous information about your visits to this and other websites with us, and may use it in order to provide ads about goods and services of interest to you. From time to time, we may also share anonymous information with such third party companies in an aggregate form, for purposes of analysis and improvement of our website, mobile application(s), or other products and services.

How We Use the Information We Collect

Company may use the information we obtain about you to:

Browsing and Digital Use Information we collect may be used to enhance Company’s website or other products or services in ways like these:

• Process your payment for electronic transactions (including authorization, clearing, settlement, chargebacks and other related dispute resolution activities);
• Protect against and prevent fraud, unauthorized transactions, claims and other liabilities, and manage risk exposure and franchise quality;
• Create and manage your online or mobile account and respond to your inquiries;
• Provide, administer and communicate with you about products, services and promotions;
• Operate, evaluate and improve our business (including developing new products and services; managing our communications; determining the effectiveness of our advertising; analyzing our products, services, mobile applications, and websites facilitating the functionality of our websites and mobile applications; and performing accounting, auditing, billing, reconciliation and collection activities);
• Monitor the use of and improve our service;
• Perform data analyses (including aggregating your personal information in an anonymous and non-identifying manner);
• Enforce our Term of Use or other agreements with you;
• Comply with applicable legal requirements and industry standards and our policies; and
• We also may use the information in other ways for which we provide specific notice at the time of collection.

Information We Share

Our policy is simple: Company does not sell or rent your personal information to any third parties under any circumstances, except in the event of a bankruptcy or reorganization, or a sale of all or substantially all of our assets, or as further provided below or otherwise disclosed to you at the time the data is collected.

We also may share the information with our service providers who perform services on our behalf. We do not authorize these service providers to use or disclose the information except as necessary to perform certain services on our behalf or comply with legal requirements. We require these service providers by contract to appropriately safeguard the privacy and security of personal information they process on our behalf.

On our website, you may choose to use certain features for which we partner with other entities. These features, which may include social networking and geographic location tools, may be operated by third parties that are not affiliated with Company. These third parties may use personal information in accordance with their own privacy policies. On sites on which these features are offered, the relevant third parties are identified on the websites.

We also may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity.

We also reserve the right to transfer personal information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided to us in a manner that is consistent with this Privacy Policy. Following such a sale or transfer, you may contact the entity to which we transferred your personal information with any inquiries concerning the processing of that information.

How We Protect Personal Information

Company maintains appropriate administrative, technical and physical safeguards designed to protect the personal information you provide against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use. We use SSL encryption on our website from which we transfer certain personal information.

Your Rights and Choices

You may have certain rights regarding the personal information we maintain about you. We offer you certain choices about what personal information we collect from you, how we use that information, and how we communicate with you.

You may choose not to provide personal information to Company by refraining from conducting a payment for electronic transaction using Company’s products or services. Additionally, most browsers describe how to stop accepting new cookies, how to be notified when you receive a new cookie, and how to disable existing cookies. Please note, however, that without cookies you may not be able to take full advantage of all features on our website or in our mobile application(s).

You may opt-out of certain uses of information we collect about you by automated means when you visit other websites. Specifically, we may use service providers to post content on third party websites. They may use cookies when they serve ads to you. You can direct us not to send you marketing communications by e-mail by clicking on the unsubscribe link within the marketing e-mails you receive from us or by contacting us as indicated below. You also may opt-out of receiving marketing e-mails from Company by support@vidverify.com.

You can stop receiving marketing postal mail from Company by following the opt-out instructions that may be included in a particular promotion. You also can opt-out of receiving promotional postal mail from us by contacting us as indicated below. To opt-out, please click support@vidverify.com.

You may withdraw any consent you previously provided to us, or object at any time on legitimate grounds, to the processing of your personal information. We will apply your preferences going forward. In some circumstances, withdrawing your consent to Company’s use or disclosure of your personal information will mean that you cannot take advantage of certain Company products or services.

Subject to applicable law, you may have the right to request access to and receive information about the personal data we maintain about you, update and correct inaccuracies in your personal data, and have the information blocked or deleted, as appropriate. The right to access personal information may be limited in some circumstances by local law requirements.

To update your preferences, ask us to remove your information from our mailing lists or submit a request, please contact us as specified below.

How to Update, Correct, or Delete Your Personal Information

You can access and modify certain personal information stored by Company, such as your name, phone number, email address, and mailing address, by contacting us via email at support@vidverify.com or via mail at the address set forth below.

We retain information provided to us indefinitely unless otherwise stated. We will keep some personal information you have requested to remove for the following purposes:

• Troubleshoot problems
• Assist with investigations
• Enforce our Web site rules
• Comply with legal requirements

Therefore, you should not expect that all of your personal information will always be completely removed from our databases in response to your requests.

How to Contact Us

If you have any questions or comments about this Privacy Policy, or if you would like us to update information we have about you or your preferences, you may write to:

Matt Goers
7800 Forsyth Blvd. Suite 810
St. Louis, MO 63105
ATTN: Video Verifications

Updates to This Privacy Policy

This Privacy Policy may be updated periodically and without prior notice to you to reflect changes in our personal information practices. We will post a prominent notice on our website to notify you of any significant changes to our Privacy Policy and indicate at the top of the policy when it was most recently updated.